Home Buyer Finance 101

home buyer finance 101
Thinking of buying a home? Here are some mission-critical steps to take before you begin your search.

home buyer finance todo list 1Save for your Down Payment

Contrary to common belief, your down payment could be substantially less than 20%. Start saving now — you might be closer than you think!

home buyer finance todo list 2Build Your Credit

Your credit score is one element that helps determine which home loan you’ll qualify for in the application process. It also impacts your mortgage interest rate, so a higher score could lead to a lower monthly payment.

home buyer finance todo list 3Connect with a Trusted Agent

Real estate professionals help you make strong decisions throughout the home buying process. They know the market and can guide you toward a sound investment.

home buyer finance todo list 4Get Pre-Approved

A pre-approval letter lets you know how much money you can borrow and helps you determine how much home you can afford. It also shows sellers you’re a serious buyer.

The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. 

Buyer and Seller guides available to view and download on our resources page.
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